The safest analytics layer your bank has ever onboarded.
Built bank-first. Zero core integration. Zero data extraction. Designed to pass third-party risk review on Tuesday and the FFIEC IT exam on Wednesday.
We never touch your core. Ever.
Perlucem runs on regulator-published data — your FFIEC call reports, public filings, and aggregated peer datasets. Your customer PII, account balances, and transaction history never leave your environment because they never enter ours.
No core integration
We don't integrate with Jack Henry, Fiserv, FIS, or your DDA system. We don't need to.
No customer data ingested
No NPI, no PII, no account-level detail enters Perlucem. Period.
Public regulatory data, normalized
FFIEC call reports, FDIC SDI, BHCPR, public filings — already public, already audited.
Bank-grade hosting
Encrypted at rest and in transit. SOC 2 Type II infrastructure (AWS/GCP). U.S.-only data residency.
Single sign-on ready
SAML 2.0 / OIDC SSO. Role-based access. Full audit log of every query and answer.
Vendor risk friendly
Standard third-party risk questionnaire ready. Sub-processors disclosed. Insurance verified.
FFIEC examiner ready
Built around guidance you already know — IT, BSA/AML, model risk management. Documentation ready for examiners.
No model training on your data
Your queries do not train our models. Full stop. Your strategic questions stay yours.